You can maximize your credit card rewards by using them properly. Avoid impulsive spending and instead concentrate on your spending. In fact, by following these tips, you can earn reward points faster than ever before. It will help you earn more rewards and enjoy greater convenience. Read on to learn more. Here are some tips to earn reward points on a credit card:
American Express Blue Cash Preferred offers 6% cashback on $6,000 spent each year
The American Express Blue Cash Preferred offers 6% back on the first $6,000 you spend at participating supermarkets. The card offers the highest cash back rate of any credit card, up to a cap of $150,000 per year. American express platinum card also offers 3% cash back on gas purchases, taxis, and transit. But it has a caveat: this card only offers cash back for the first $6,000 in combined purchases each year, not all groceries.
If you primarily use the card at grocery stores in the U.S., this card is probably the best option for you. You can earn 6% cash back on your grocery purchases, but the annual fee is high at $95 – more than three times the annual cash back rate. However, if you use the card frequently in gas stations and supermarkets, you can get $36 in cash back with the Blue Cash Preferred.
Although the American Express Blue Cash Preferred offers the highest cash back rate of any credit card, it does have its caveats. You may not have a perfect credit history and need to check your credit score before signing up for the card. Nevertheless, the benefits it offers are attractive. Its bonus categories are useful for most consumers. You can get 6% back on U.S. supermarket purchases while enjoying travel rewards and transit rewards.
American Express Premier Rewards Gold offers 2x points at both supermarkets and restaurants
If you’re looking for a credit card with a better rewards program, you can try the American Express Premier Rewards Gold. This card gives you double the points when you spend at US restaurants, as well as three times the points when you spend at US supermarkets. And you can earn several dining credits, as well. But you need to decide whether the two benefits are worth the price.
The American Express Gold card also has an excellent travel protection benefit. In addition to 2x points at restaurants and supermarkets, it offers up to $120 in annual dining credits that you can use at participating restaurants. However, you need to use these credits every month to avoid missing out on the full $120 dining credits. For this card, you must enroll. This card also has a higher limit on the bonus points than the others, which makes it an excellent option for those who spend a lot of money at supermarkets.
While the American Express Premier Rewards Gold card does not offer a sign-up bonus, it comes with a host of perks. Aside from 2x points at supermarkets and restaurants, the card also offers statement credits. You can also transfer your points to other airlines – some charge a fee for this. You can also use the points for travel to select destinations – although you should be aware that some airlines charge a fee for this service.
Cash Back on Groceries
The American Express Blue Cash Preferred is a rewards card that earns 6% cash back on everyday purchases, including groceries. The card also earns 3% on transit and has streaming service options. It offers higher rewards than many other cards and is an excellent choice for people who shop for groceries on a regular basis, commute a lot, or have a busy lifestyle. If you’re considering applying for the card, you’ll want to check out the details of the yearly spend cap.
To maximize your rewards, you’ll have to spend a minimum of $132 per month on purchases in U.S. supermarkets. This translates to $360 in rewards per month. The Blue Cash Preferred offers potential rewards paydays of up to $300 when you spend a certain amount on the card. You can also get the card for free if you’re a frequent shopper at specific U.S. department stores.
This card offers 6% cash back on groceries, but it excludes superstores and warehouse clubs. You’ll be able to earn up to $360 in rewards each year. You can also use it for gas and transportation expenses, and the introductory fee for the card is $0 for the first year. Even after that, the rewards are generous. If you plan to use your Blue Cash Preferred at supermarkets, consider signing up for the card.